BharatPe UPI Payment, Loan App7.2.1
Publisher Description
UPI, Bill Payments, Credit Card & Loan app. Rewards on every UPI payment, bills
BharatPe is your all-in-one financial app designed for UPI payments, loans, bill payments, and investments.Looking for a simple way to manage all your daily finances in one place? Make instant UPI money transfers, scan QR codes to pay, and earn rewards on every transaction with Zillion Coins.
Access personal loans up to ₹15 lakh, manage bill payments at zero convenience fee, and invest in digital gold, fixed deposits, and mutual funds, all in one place.
Apply for a lifetime free RuPay EMI card and earn 2% rewards on every purchase. BharatPe brings UPI payments, loans, credit cards, rewards, and investments in one app.
📲 UPI Payment App - Instant Money Transfer & UPI Cashback
✓ UPI Money Transfer: Send money via UPI ID, pay contacts, scan QR codes and manage bill payments in one UPI app
✓ UPI Autopay: Automate bill payment, mobile recharge, EMI payments & subscriptions
✓ Pinless UPI Payments via UPI Lite
✓ Credit Card on UPI: Link any CREDIT CARD on BharatPe UPI for payments (as applicable)
✓ Credit Line on UPI (YES Bank): Get the exclusive YES Bank CREDIT LINE on BharatPe UPI with up to 45 days to repay (T&C apply)
✓ UPI Rewards App: Earn guaranteed Zillion Coins cashback on every UPI payment (T&C Apply)
💡 Bill Payment & Recharges - Pay Without Fees
✓ Electricity & Utility Bills: Pay electricity, water, LPG, gas & broadband with ease
✓ Credit Card Bill Payment: Pay credit card bills from all banks online
✓ Mobile & DTH Recharge: Instant recharge for prepaid, postpaid and DTH services
✓ FASTag Recharge: Quick FASTag top-ups for toll payments across India
✓ Online Payments: Pay bills securely via UPI & net-banking
💳 Co-Branded Credit Card - RuPay EMI Card on UPI
✓ Instant RuPay Card: Get a lifetime free credit card with zero joining and annual fees
✓ AutoEMI Credit Card: Automatically convert spends into flexible monthly EMIs
✓ Credit Card Rewards: Earn 2% uncapped rewards as Zillion Coins on every purchase
✓ RuPay Credit Card on UPI: Link your RuPay card for UPI payment and earn extra cashback
✓ Free Lounge Access: Get 8 domestic visits per quarter and 2 international visits yearly
📈 Investments on BharatPe - Gold, Fixed Deposits & Mutual Funds
✓ Digital Gold: Invest in digital gold with flexible amounts and track your holdings
✓ Fixed Deposits: Explore fixed deposit options from partner institutions
✓ Mutual Funds: Start mutual fund investments and SIPs within the app
💰 Get Quick Personal Loans with Easy Disbursement
✓ Instant Personal Loan: Access quick loans up to ₹15 lakh through RBI-approved NBFC partners
✓ Instant Loan Approval: Fully digital loan app with quick approval and fast disbursal
✓ Flexible EMI Loan: Tenure up to 84 months with interest starting at 1.05%
Annual Percentage Rate (APR):
Ranges from 18%-70%. APR is communicated on the app and varies by tenure.
Example of BharatPe cash:
Loan Amount: ₹1,00,000 | Tenure: 12 months | Interest: 18% (reducing)
Processing Fee: 2.5% | Total Repayment: ₹1,11,196
Interest: ₹11,196 | Fees (incl. GST): ₹2,500 | EMI: ₹9,266.32
Total Cost: ₹13,696 | APR: 24.8%
Example of Bill to EMI:
Amount: ₹1,00,000 | Tenure: 6 months | APR: 18%
Repayment: ₹1,09,000 | Interest: ₹9,000 | Fees: ₹0
EMI: ₹18,166.67 | Total Cost: ₹9,000
Permissions:
As per NPCI regulations, UPI apps require SIM binding for SMS-based authentication. Location, Device Info & SMS permissions support verification.
NBFC Partners:
Resilient Finance Private Limited (formerly Trillionloans Fintech Private Limited). Loans facilitated by Resilient Digi Services Private Limited (BharatPe Money).
Download BharatPe - the app millions search as Bharat Pe, BharatPay, Bharath Pe, Bharathpe or Bharatpey - for UPI payments, instant loans & bill payments.
Contact Us:
customer.support@bharatpe.com
About BharatPe UPI Payment, Loan App
The company that develops BharatPe UPI Payment, Loan App is Resilient Innovation Private Limited. The latest version released by its developer is 7.2.1. This app was rated by 1 users of our site and has an average rating of 1.0.
To install BharatPe UPI Payment, Loan App on your Android device, just click the green Continue To App button above to start the installation process. The app is listed on our website since 2026-10-06 and was downloaded 309 times. We have already checked if the download link is safe, however for your own protection we recommend that you scan the downloaded app with your antivirus. Your antivirus may detect the BharatPe UPI Payment, Loan App as malware as malware if the download link to com.postpe.app is broken.
How to install BharatPe UPI Payment, Loan App on your Android device:
- Click on the Continue To App button on our website. This will redirect you to Google Play.
- Once the BharatPe UPI Payment, Loan App is shown in the Google Play listing of your Android device, you can start its download and installation. Tap on the Install button located below the search bar and to the right of the app icon.
- A pop-up window with the permissions required by BharatPe UPI Payment, Loan App will be shown. Click on Accept to continue the process.
- BharatPe UPI Payment, Loan App will be downloaded onto your device, displaying a progress. Once the download completes, the installation will start and you'll get a notification after the installation is finished.
Program Details
System requirements
Download information
Pricing
Version History
version 7.2.1
posted on 2026-10-06
Bug fixes and performance improvements.
We’ve resolved minor issues and made UI improvements to ensure a smoother experience.
version 7.0.0
posted on 2026-07-20
New features and experiences are here!
We've strengthened the app's security and protection capabilities to deliver a safer and more reliable experience. Alongside these enhancements, we've made improvements to app stability and performance for smoother day-to-day usage.
These improvements have been rolled out across the app to provide a more secure, seamless, and dependable experience.
version
posted on 2026-06-11
version 5.2.7
posted on 2025-10-29
Great civilizations thrived on strong foundations, from Nalanda’s wisdom to the Indus Valley’s architecture. Weak bases caused cracks, just like the app launch issues, loaders, and logouts you faced. With this release, we’ve rebuilt the foundation to be faster, smoother, and more reliable.
Try the new BharatPe app, feel the difference, and share your feedback because just as Bharat was shaped by its people, this journey is perfected by you.
version 3.5.1
posted on 2025-07-28
From the wisdom of Chanakya to the clarity of Arthashastra, Bharat has always believed that financial strength comes from simplicity. Now, you can apply for a credit card directly—no need to create a UPI ID first. We’ve cut the clutter, kept what matters, and fixed a few bugs to make your journey smoother.
Update your app. Because in Bharat, progress begins with clarity.
version 3.0.3
posted on 2025-06-02
In ancient Bharat, mighty kings fortified their kingdoms to safeguard their people. Inspired by that spirit, we have strengthened the security of our app, building higher walls and sharper watchtowers to protect your journey. With this update, your transaction experience becomes even more secure, trusted, and resilient. Update now and move forward with the confidence of a fortress guarding your every step.
version 2.2.11
posted on 2025-04-16
In ancient Bharat, people grew their wealth through wise investments & gold reserves. Inspired by this, BharatPe brings you exciting ways to make the most of your money this Holi. You’ve earned guaranteed rewards on every UPI transaction—now, search for a nearby BharatPe merchant & wait for the magic! You can also invest in Fixed Deposits & Gold on BharatPe to grow your wealth securely.
Wishing you & your loved ones a joyful & prosperous Holi! Update now!
version 2.2.9
posted on 2025-02-15
Enjoy guaranteed rewards on every BharatPe UPI transaction, growing your wealth with each payment! (T&C Apply) Stay worry-free with BharatPe Shield, offering 1 month of free fraud protection to keep your transactions secure.
Update now for seamless payments, exciting rewards, and enhanced security with BharatPe! 🚀 💰
version 2.2.7
posted on 2025-02-04
In ancient Bharat, rewards symbolized prosperity, and treasures were safeguarded with vigilance. Inspired by this legacy, BharatPe brings you guaranteed rewards for every UPI transaction, adding to your wealth with each payment! This Republic Day, stay secure with BharatPe Shield, offering 1 month of free fraud protection. (T&C Apply)
Update now to enjoy rewards, security, and seamless payments with BharatPe! 🚀
version 2.2.0
posted on 2025-01-07
Just as the wise men followed the star to bring their gifts, let BharatPe guide you to seamless, stress-free payments this festive season. With faster performance, your Christmas and New Year preparations will be smoother than ever. Update now and make gifting and celebrating effortless! 🌟
